(1) What information do we collect?
We may collect the following information:
• Personal information that you give to us;
• Information about your transactions; and
• Information that we receive from other individuals and companies.
(2) How is the information used?
Your information is used for the following purposes:
• To verify your identity;
• To service your account;
• To ensure that you receive information about your account and/or our services;
• To improve the quality of our services; and
• To comply with applicable laws and regulations.
(3) How is the information shared?
We may share the information described above with our affiliates and certain third parties for the purpose of carrying out your instructions, for business purposes, and as permitted by applicable law.
(4) How do we protect the privacy of your information?
We maintain physical, electronic, and procedural safeguards to secure your information. Our employees are bound by terms of confidentiality and a Code of Ethics. Access to your personal and financial information is restricted, and “on a need to know” basis only. Each employee is required to follow established procedures for maintaining and protecting the confidentiality of your information. Departure from these procedures may subject to an employee to discipline, including and up to termination of employment.
We do not sell, trade, or rent your personal or financial information for profit.
In order to support the services that we provide to you, certain vendors, such as a third party data security providers, may have access to your information, but only to the extent necessary to accomplish their objectives. All such vendors are required to keep your information private and confidential.
We may disclose information to third parties, including but not limited to, government agencies, as permitted or required by applicable law.
For example, we may disclose information to a law enforcement agency to comply with subpoenas, warrants, or court orders, or to otherwise comply with the law.
We may use and share aggregated data and information that does not consist of personally-identifiable information.
We may disclose and/or transfer information to a purchaser or a prospective purchaser relating to a merger, acquisition, or sale of our business (including liquidation or dissolution proceedings). Unless you specifically ask us not to, we may contact you in the future to provide information about our products or services.